05-DV-2014-900924 Discover Bank v. Donovan
Unlike many of the Visa and Mastercard issuers (except the customer-hating Capital One), Discover Bank rarely sends its delinquent accounts to collection agencies. Instead, they like to just sue first and ask questions later. Which is exactly what happened to my client. But unfortunately for all of us, Discover didn’t bother to submit any detailed documentation of their allegations. Did a contract exist? How were the alleged balances and finance charges calculated? There simply was not enough information for me to even figure out what was alleged.
This case involved a Fairhope, Alabama client who had been sued for over $8,000 on an alleged credit card account with Discover Bank. I went to trial for him and won a judgment in his favor.