American Recovery Service, Inc. is a nationwide repossession agency. In December of 2017, one of their subcontractors, Semmes Towing & Recovery, repossessed a vehicle which contained several valuable items of my client’s personal belongings. They refused to return the property unless my client paid a fee.
We believe that this is illegal. Nothing in the contract (or most purchase money security interest contracts) authorizes any specific fee for the return of personal property that is left in the vehicle at the time of a repossession. Without a contractual or legal basis for charging a fee, it should not be charged. Nevertheless, they did.
My client’s grandfather’s vehicle was repossessed by Semmes Towing & Recovery, which was a local subcontractor for American Recovery Service. American Recovery Service is a nationwide repossession agency which, according to our research, is owned by the Patrick K. Willis Company. We believe that they have charged people for the return of their own property, even when they had no legal basis for doing so. If this has happened to you, feel free to call us at 251.272.9148.
We also sued the Gateway One, the finance company that authorized the repossession. Gateway One Lending & Finance, LLC is a California-based financial institution that purchases automobile retail installment contracts. In our case, Gateway One authorized the repossession of our client’s grandfather’s vehicle. We also believe that Gateway One authorized the charging of an unlawful fee for the return of our client’s personal belongings. We believe that it is illegal for a finance company, repo agent, or repossession agency to withhold unsecured personal property for payment of a fee unless there is a written contractual provision or statute authorizing such a fee.
If you have had a vehicle repossessed by Gateway One and your personal property was not returned for free, please feel free to call our office at 251.272.9148.
Donna Frazier says
I have a question my boyfriend and were purchasing a piece of property we fell behind on payment were never served foreclosure or eviction papers never received any in the mail nothing real estate company had our fifth wheel camper trailer towed refused to tell us the legal owners who towed it where towed to they also refused to give us the personal items everything we own including all of our dead sons stuff all his photos everything unless we paid 500 the real estate people told me when I asked about eviction papers that they were given to our neighbors which are the same people now purchasing the property that we were buying can someone help us we have lost everything
Attorney Judson E Crump says
Donna,
Who was the finance company and repo agency that did all this? And did any of this happen in Alabama? Call my office at 251-272-9148. We may be able to help.
JEC
Kimberley says
Can a repo guy come in my neighbors drive and there yard to get my car at my house . my other vehicle was in my driveway so e decides to go in my neighbors drive and does he have any right to tell my 66 year old mother that she will go to prison she . just said no you are not taking the car i am also having a very hard time with Drivetime/Bridgecrest can you please help me i am also a victim of identity thief . how can they repo a car when payments was ahead . Thay got it May 5 but i had account paid all the way till August 11 also payment went up it was 353 then 373 then 388 and they had all my info wrong even the account number . this is gotton way to much for me to keep on with them they will not send any of my account payments they never sent me any thing including the 3050 i gave them to get car back . It is so much more to tis its unreal
Kimberley says
Alabama Recovery Service did the same to us and also trashed the inside of it . I also need help with that also
Attorney Judson E Crump says
Kimberley,
Please call my office to discuss this. 251-272-9148. I may be able to help you.
JEC
Kim says
I HAVE TRIED TO CALL A FEW TIMES I PRAY YOU CAN HELP ME WITH THIS MATTER
Attorney Judson E Crump says
Kim,
I don’t recall missing any calls from you and have not received any messages from anyone named Kim lately. If you want I can speak with you this afternoon at 2:30 CST. My number is 251.272.9148.
Have you had property repossessed by ARS or Gateway One?
ANNETTE Gonzalez says
The meaning of people have been coming into my apartment they’ve been stealing my mail packages and harassing me sexual harassment Juan Gonzalez was named Social Services cashing my checks