Another collection lawsuit by Midland Funding, another victory for an Alabama consumer. Back in May, my client received a lawsuit summons from Midland Funding, they claimed that he owed them $3,573 for a credit card account with GE Capital Retail Bank.
My client answered the complaint pro se and hired me to represent him at trial. I notified the court and the collection attorneys of my appearance a month or so before trial. At trial, they did not have a witness or the requisite certifications to prove their case, so they agreed to dismiss it on the spot.
Some folks think that you have to have a lawyer to answer the lawsuit. You don’t. And if you answered a lawsuit on your own, only to find later that you may be in over your head, it is not too late to hire a lawyer. I have been hired the day of trial before, though I ask that my clients retain me at least a full week before trial in order to give me time to prepare and to notify the other side of my involvement – something that professional courtesy requires, in my opinion.