At 8:30 on the morning of April 23rd, I got a phone call as I was getting ready to go to work.
“Mr. Jones” was sued in Small Claims Court by a debt buyer called Midland Funding for $2,000, and he had a trial date at 2:00 p.m. The suit was allegedly for a credit card balance that had been unpaid back when the client had gotten audited by the IRS and hit with a huge tax bill. He tried to settle it with the original credit card company, but he couldn’t keep up the payments. He couldn’t afford to pay the $2000 they were asking for, so he hired me to defend the case.
It was Small Claims, which means that depending on the judge, bad evidence can possibly be allowed into the record, unlike in higher courts. The collection lawyer was there with a lot of documents and some past statements. But I pointed out a few weaknesses in the way they’d brought the case, and I offered $500, which was what my client said he could afford to pay. After reviewing the evidence and considering the possibility that they’d get nothing at all, they agreed to accept the offer.